What is the savings rate of small investors?

What is the savings rate of small investors? The savings rate of small investors has not been reduced. You have heard that the rate of return on savings certificates has been reduced, but the rate of return on savings certificates has not been reduced for small investors, i.e. those who have invested within Rs 15 lakh. If you invest Rs 1-5 lakh in family savings certificates, you will get Rs 912 per unit. Monthly profit of Rs 912.00 per lakh on savings certificates!

How much can a man get if he buys a savings certificate worth Rs 1 lakh per month?

A man cannot buy family savings certificates. So in the case of investment you have to buy profit-based savings certificates every 3 months. A profit of Rs. 2622 is paid every three months for the purchase of these savings certificates. It must be kept for 3 years. If you want, you can redeem it even before 3 years, in which case the profit will be deducted. There is no monthly savings scheme for ordinary boys.

Is it possible to get 912 rupees per month for 1 lakh rupees by purchasing family savings certificates?

Yes, it can be found. Any Bangladeshi woman aged 18 and above, any Bangladeshi physically handicapped (male and female) and Bangladeshi citizen (male and female) 65 and above can buy. Maximum Rs. 45 lakhs in a single name. 5 years maturity and profit at maturity 11.52%. However, if the cash is paid before maturity, the profit will be 9.50% in the 1st year, 10.00% in the 2nd year, 10.50% in the 3rd year and 11.00% in the 4th year. Profits are available every month. If you have a savings certificate up to a total of Rs 5 lakh, you can get Rs 912 per month for Rs 1 lakh and Rs 864 if you have more than Rs 5 lakh, after-tax.

Is it possible to get Rs? 2793 every 3 months for Rs.

Yes, it can be found. A retired person and a deceased employee are a family pension beneficiary spouse/child. Maximum 50 lakh rupees in a single name. Profit at 5-year term and maturity 11.776. However, if the cash is paid before maturity, the profit will be 9.70% in the 1st year, 10.15% in the 2nd year, 10.65% in the 3rd year and 11.20% in the 4th year. Profits are available for 3 consecutive months. If you have a total savings certificate of up to Rs 5 lakh, you can get Rs 2793 for every Rs 1 lakh every 3 months and if it is above Rs 5 lakh, you can get Rs 2646 after deducting tax.

However, the rate of return has been reduced to 1% for investments above Rs 15 lakh and 2% for investments above Rs 30 lakh. This will hurt small, medium and large investors. Basically, the government can reduce the profit rate only to encourage large investments.